Amit Natarajan

• A competent professional with around 18+ years of experience in the areas of Credit Control, Collections, Customer Service, Portfolio Management and Client Servicing.
• Professional with 10 years of experience in Credit Control, Credit Risk Management with Manufacturing, Trading and Leading Banks in UAE.
• Successfully implemented and mitigated projects with sales team to achieve and improve account receivable and Cash flow target for the regions.

Hands on experience to co-ordinate, supervise and deploy Credit Control activities to mitigate customer credit risk and to ensure the collection of outstanding debt from customers in a timely manner.

• Reporting done at GM Finance/Regional Finance Controller/Credit Manager level and coordinated with a team of 12+ sales executive/managers for managing credit & collections for APME-VAP portfolio.
• In APME-VAP managed KSA, Kuwait, Bahrain, Oman, Qatar, Jordan, China, South Africa, New Zealand VAP accounts and customer portfolio for UAE.
• Support accounts team, in regional offices - Thailand, Singapore, India, Malaysia. 
• Implementation and monitoring Sales team to adhere and get Credit Applications Form completed. Establish credit limits for accounts based on payment history, analysis of business & finance fundamentals and in line with the company credit policy (APME region).
• Deploy systematic tools to monitor credit and collections, to achieve defined business targets for key accounts.
• Prepare monthly collection and recovery forecasts. Priorities collection and recovery plans to achieve predefined targets. Also maintain MIS, AR Reports for Sales, and Management review.
• Responsible for implementation of multiple projects (AR60, AR30, Exceptional payment terms) to reduce and control AR exposure, to achieve yearly target set for the Region. 
• Liaise with customers, sales team and visit customers on case-to-case basis to resolve any issues related to outstanding payments.
• Responsible for customer Payment booking (Cheque, Cash, Bank Transfers) in EZ Banking, also bank visit done to deposit cheque, cash in company account.
• Responsible for initiation of LC (account receivables), and complete the entire process, till submission of LC documents in bank.
• Perform bank account reconciliation(monthly).
• When required booking supplier invoice on Medius flow, daily bank statement posting for multiple bank accounts maintained by the Company.
• Support and work as backup for other team members in finance, in their absence.
• Support the team with yearend AUDIT, performed by two external auditors. 

Always maintaining professionalism and repo of the Company while interacting with clients.

Qualification                      :              Bachelor of Arts (B.A)

Year of Passing                  :              2000-2003

University                           :              M.J.P. Rohilkhand University          

College                                :              Hindu College