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Experienced professional in the areas of electronic payments services with significant international & regional experience across Middle East & Africa. My experience has been multi-faceted with roles varying from Business Operations to Technology Management. In depth knowledge on card issuing & acquiring business which spans across products, operations & technology, interchange & beyond. Solutions-focused, Technology & Operations strategist with 25 years of leadership experience in the international banking and card payment industry. Extensive experience in core and advanced technologies including digital, mobile payments ecosystems & e-commerce. Advanced technical expertise blended with cross-functional business acumen that spans all aspects of strategic planning, finances, staffing, operations, business development, project management & emerging products and services. Adept at identifying critical success factors to ensure secure scalable cost-effective delivery of financial & card services. Proven track record of successes retaining, coaching and motivating high caliber teams at all organizational levels. Polished & engaging communicator, negotiator & relationship builder, cultivates rapport & trust with venture partners, clients and suppliers.
Achieved series of education & certification skills such as:
Electronics - Technical Sciences - Byblos institute - Lebanon
ABA School of Bankcard Management - The American Bankers Association - University of Oklahoma
Prince 2 Foundation
Translating Strategy into Action - Hult International Business School
Leading Change & Growth Middle East - Hult International Business School
My expertise span across cards & electronic payments both from issuing as well as acquiring acquiring perspective from Technology, operations to core, digital products such as ecommerce, tokenization Apple Pay, Samsung Pay in addition to remittances, open banking & Beyond.