MOHAMMAD ISHAN

Experienced Treasury analysts with a demonstrated history of working in the Banking and Financial services industry with Strong analytical skills, good communication, self-initiative, interpersonal skill and skilled in Research, Portfolio management, Negotiation, Business relationship management, Microsoft Excel and Customer Service.

As a management professional I had an opportunity to work with Standard Chartered - GBS, India as Cash Management Operations (Remittance) - Officer and currently working as a DEALER – Forex Remittance Operations at Al Ansari Exchange, Dubai.

Looking for an opportunity - Cash Management/ Finance/Treasury/ Banking Operations/ Payments/ Forex

DEALER – Forex Remittance Operations                                                           January 2018 – Present

Al Ansari Exchange, Dubai, UAE

FUNDING AND CASH MANAGEMENT:

• Managing daily liquidity requirement in Local and Correspondent banks.
• Funding correspondent banks & agents by measuring, monitoring and managing cash flow for daily trade and remittance.
• Dealing with banks and agents on Cash, Tom and Spot value dates and authorizing the deals and sending Deal confirmations
• Settling the payments to Merchant/Suppliers in a timely manner in accordance with the instruction from finance department.
• Cash collection from the customers on behalf of our agent partners through branches and settling them in a timely manner.
• Monitored agent’s balances, keeping track of inflows, outflows and make sure that they don’t cross the credit limit that approved from top management.

BACK-OFFICE OPERATIONS MANAGEMENT: 

• Reconciling monthly banks statements and follow-up if any issues arise and reporting the same to the regulatory authorities
• Manage and assist day to day operation of the branches, handling queries and fulfill the backup role.
• Strong understanding of payment processing, cash/liquidity management in a multi-currency Treasury environment.
• An understanding of AML within the UAE and Central Bank regulations relating to transactional processing
• Preparation of rate sheets and fixing of rates for the branches (200 +) and updating the same on our products as per the current forex market
• Quoting FCY remittance rates to branches/customers over the phone.
• Supporting the IT department with new ideas in development of new treasury system for the smooth running of business.

FINANCIAL RISK MANAGEMENT:

• Working knowledge of foreign exchange markets, including cross-currency rates, FX trading concepts, fundamental FX margin mathematics.
• Managing daily liquidity requirement in Local and Correspondent banks and actively identify ways to reduce cash flow, currency risk.
• Understanding competitors/channel partners FX pricing and deriving competitive pricing to meet business requirements.
• Ensuring that foreign exchange transactions are covered immediately in order to minimize foreign exchange risk.

OFFICER – Cash Management Operations (Payments)                                Sept 2016 – Sept 2017

Standard Chartered GBS, Bangalore, India

• Review daily Nostro Accounts /Settlement Handling various types of queries reports, account settlement and proofing.
• Ensure timely and accurate payment run.
• Monitor and reconcile transactions and payment.
• Processing Telegraphic Transfer, RTGS and Book Transfer Payments.
• Handling Products such as Manual Salaries (BT & ACH), OTT (Outward Telegraphic Transfer), STS (straight through Services), SR VII for Africa market.
• Monitoring straight through processing and handling and sending Swift Messages.
• Managing the work flow to ensure that all the transactions are processed within the cut-off time without any errors.
• Dealing with payment queries and investigations.
• Experience on key client monitoring and processing vouchers as per the policies of Companies.
• Ensuring preventive and corrective plans in place, to handle process flows and errors,
• Positive motivator in the team, to motivate the employees to complete the task within the standard allotted time.
• Acting as an Effective Back-up and performing end-to-end tasks.
• Active team player to investigate and inform the country in case of discrepancies of certain transaction.
• Knowledge on accounting entries passed on processing the transaction.
• Fulfill the backup role and responsibility and meet the specific requirement.

Master of Business Administration – Finance & Marketing                                    MAY 2016

SDM COLLEGE OF PG CENTER OF MANAGEMENT STUDIES AND RESEARCH,

MANGALORE UNIVERSITY

Bachelor of Business Management                                                                          JUNE 2014

FIELD MARSALL K.M CARIAPPA COLLEGE, MANGALORE UNIVERSITY