Shriram Puthur S

Shriram Puthur

Dubai, دبي

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engineering Freelancer

About me:

Seasoned banking professional with 14+ years of progressive hands-on experience into Account Reconciliation, Process Enhancement and Project Management within Card Operations.


  • Post Graduate in Advertising & Public relations with specialization in Copywriting from K. C. College, Mumbai (2005-06).
  • Graduate in Bachelor’s of Management Studies (BMS) with specialization in Finance from University of Mumbai (2002-05).


Major Projects / Accomplishments:-

  • Led the end-to-end manual card migration project from NI platform to First Data Platform – from its planning, preparing road maps, scheduling activities to its final execution.
  • Credit card BIN initiation for Aseel Business Credit Card (BCC) with Payment Organization.
  • Launched first ever Visa Business Platinum credit card in MENA region.
  • End-to-end card development projects & UAT support & review for Aseel BCC.
  • 3D secure project for Aseel BCC in co-ordination with ARCOT & Network International.
  • Assisted on ‘Card Activation & PIN set-up through SMS’ project on Aseel BCC.
  • End-to-end development support and testing on Aseel BCC payments through FGB CDM’s; including GL entry flow from conventional to Islamic books in core banking system.
  • Key contributor on various enhancement projects for Aseel BCC such as E-statements, Minimum Payment Due calculation, and parameter set-up changes.
  • Set-up of Balance Transfer, Quick Cash & Installment Payment plans for Aseel BCC.
  • Initiated manual restructuring project for Collection cases.
  • Active participation in Development project – Siebel, a CRM application for ADCB.
  • Assisted in UAT for Lulu & Etihad miles upload engine.
  • Active contributor for UAT of major product development / enhancement projects for ADCB.
  • Active participation as a member of Data Migration project to migrate data from RBS to ADCB’s core banking system (Flex cube).
  • Assisted in System Migration projects – Delta to Vision Plus, Finacle to Flex Cube.


Key Area's of Expertise:-

  • Provide operational inputs for BRD & FSD for new projects.
  • Scrutinizing the scope & review of test logs for new products/add on features.
  • Responsible for designing & framing the system logic of new product features & its working.
  • Accountable for sign-off on each CR raised with third party processor.
  • Critical reconciliation of all channels of credit card payments.
  • Preparation / validation of daily settlements vouchers.
  • Reconciliation of all cardholder receivables a/c, various GL recons & of suspense a/c’s.
  • Accountability & responsibility of various month-end and year-end financial reporting.
  • QMR/QOC reporting with payment organizations.
  • Chargeback processing with payment organizations for disputes raised by cardholders.
  • Financial posting of local & multi-currency vouchers for Inter & Intra bank entries.
  • Loyalty programs & its related activities.
  • Set goals for the team, supervise the daily activities and conduct reviews & appraisals

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