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- Spreading of financial statements onMoodys along with full preparation of proposals for RM'sfurther review and comments.
- To maintain highquality proposal based on customer information, industryperformance and market feedback
- Direct contactwith customers for processing of transactions, collection ofdocuments, and settlement of payments.
- Regularreview of accounts utilization to enhance utilization and ensuremaximum account profitability.
- Maintain highquality of client proposals and turnaroundtime.
- Closely monitoring of accountconduct
- Monitor quality of the portfolio bytracking Excess/past dues, strictly complying with relevantprocesses. Monitor Risk Triggers, Covenants and other creditconditions and report appropriately.
- Liaisonwith EICRAD for completion of documentations, posting of FRS andfeeding the limits.
- Coordinate with IBTFS/IBDISfor utilization of facilities.
- Regularly reviewthe market trends to identify profitable opportunities in selectedsegments in line with Bank's overall policy and riskappetite
- Obtaining Quarterly/Annual/Interimfinancials from the client
- Daily execution oftransactions, monitoring of accounts and contacting customers forpayments and settlements.
- Monitor quality ofthe portfolio by tracking Excess/past dues, strictly complying withrelevant processes. Monitor Risk Triggers, Covenants and othercredit conditions and reportappropriately
- Monitor Risk Triggers, Covenantsand other credit conditions and reportappropriately
- Suggestion s of ways to improvethe workflow of relationship management.
- Propermaintenance of Credit files and ensuring Audit Ready at anytime.
- Adherence to applicable policies andprocedures to safeguards the Bank'sinterests.
- Protect sensitive customer and bankinformation are appropriately handled and be vigilant in drivingstaff behaviour, holding them accountable for any violation ofpolicy.
- Adhere and comply with EIs internalapplicable policies and procedures as well as governing regulationsissued by concerned authorities.
- Cooperate andfacilitate work of internal audit and risk management to addressgaps, and respond to audit reports within agreeddeadlines.
- Monitor money laundering activities,and coordinate remedial actions with management. Report of anydiscrepancies to management.
- Relevant education with minimum ofBachelors' Degree
- Atleast 2 years ofSME / Corporate Credit Analysis experience
- UAEexperience
- Banking products andoperations
- Oral and writtencommunication
- Analyticalthinking
- Business and customeroriented
Credit Analyst - Dubai, United Arab Emirates - Emirates Islamic
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