Loan Officer - Dubai, United Arab Emirates - Client of Talentmate

Description

Job Description
A Loan Officer is responsible for evaluating loan applications, assessing creditworthiness, and recommending loan approvals to clients.

They work closely with applicants, helping them understand loan options, gathering necessary documentation, and ensuring compliance with lending policies and regulations.

Responsibilities

• Assess loan applications and conduct thorough credit and financial analysis.
• Determine the suitability of loan requests based on established lending guidelines.
• Advise clients on various loan options, terms, and repayment plans.
• Gather required financial documentation, verify information, and perform risk assessments.
• Prepare loan proposals and discuss terms with clients, addressing any queries or concerns.
• Collaborate with underwriters and credit committees to obtain loan approvals.
• Stay updated on market conditions and assist clients in obtaining the best loan terms.
• Ensure compliance with lending regulations, guidelines, and internal policies.
• Establish and maintain relationships with clients, real estate agents, and other referral sources.
• Provide detailed loan status updates to clients throughout the application process.

Requirements

• Bachelor's degree in finance, economics, or a related field.
• Proven experience as a loan officer or related role.
• Strong knowledge of lending guidelines and regulations.
• Excellent communication and customer service skills.
• Detail-oriented with strong analytical and problem-solving abilities.

Job Details

Role Function:
N/A

Work Type:
Full-Time

Role Level:
Mid-Level


Country:
United Arab Emirates

City:
Dubai

Number of Vacancies:

1

Job Category:
Banking

Company Website:

Desired Candidate Profile

Education:
Any Graduation()


Gender:
nm


Nationality:
Any Nationality