Head of Credit - Dubai - integra

    integra
    integra Dubai

    2 days ago

    Description

    Key Responsibilities:

    • Oversight of Entire Lifecycle of Financing Portfolio:
    • End-to-End Portfolio Performance Management:
    • Credit Decision Authority and Sustainable Operations:

    We are seeking a Head of Credit & Portfolio for our customer, a senior professional with expertise in credit risk, underwriting, and portfolio management. The ideal candidate will have 8-15 years experience in Banking or Fintech Lending.

    Main Accountabilities: • Portfolio Growth & Risk Control: Manage end-to-end portfolio performance across growth, yield, risk, ratability while monitoring key delinquency metrics (PAR30/60/90), defaults, recoveries,and loss ratios.

    Collections & Recovery Strategies: Design and implement collections strategies including dunning cycles&,escalation policies,restructuring frameworks,and settlement decisions . Ensure adequate loan recovery to protect portfolio quality

    Funding Optimization :Optimize the cost nity coverage,paging,margins,"sustainable returns results.Across lending unit economics by balancing insurance,funded as expected.<br>/div(Main)The role requires strong relationships with banks,lenders,institutional funding partners,negotiating financing facilities,talking business,/Roles gold set up influences warehouse calls structured programs./></strong>”


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