Relationship Officer - Dubai, United Arab Emirates - First Abu Dhabi Bank

    first abu dhabi bank background
    Full time
    Description

    Job Description

    Job Purpose:

  • Meet and exceed monthly and annual sales target objectives
  • Ensure penetration in the market through focus on New To Bank acquisition as well as solicit existing clientele
  • Do proper analysis of the case and provide all related information of the customer after the field visit is done
  • To be familiar with all policies, products and processes to ensure superior client on boarding experience
  • To proactively participate in Learning, Development and training programmes of the bank in order to be an effective sales personnel
  • Ensure strict adherence to all KYC, Compliance policies and other processes as stipulated.
  • Key Accountabilities:

    Generic Accountability

    Financial:

    Accomplish set sales and revenue objectives for all Products as per set business plan.

  • Achieve monthly& annual set KPI objectives.
  • Focus on New to Bank acquisition along with leveraging existing client base.
  • To leverage on cross sell opportunities to ensure higher revenue per customer.
  • Maintain Daily Sales Reports on sales performance for review by team leader and manager assets.
  • Customers:

    Be commercially effective in the role and consistently keep customer/client as focus & ensure excellent customer service by delivering quality client on-boarding experience.

  • Ensure thorough knowledge of all products, policies and processes in order to achieve superior client on boarding experience.
  • To ensure no mis selling to customers by offering products/services transparently as per customer requirements
  • Understand and resolve/escalate customer redresses to ensure timely resolution.
  • Learning & Growth:

    Participate in the assigned People Development and L&D programmes. Take accountability for own development by active enrolment and participation with close coordination with respective Team.

  • To ensure participation in assigned training, Learning & Development programmes
  • Awareness to competition offerings and offer suggestions to line manager to improve product/ processes.
  • Internal Processes:

    Ensure implementation of prescribed Sales & Compliance processes as per Bank's policies. Implement governance & controls to proactively identify, manage and minimize/mitigate potential losses to the franchise within respective Area.

  • Adhere to Risk Control Assessment process across all areas of Business Banking Department - Selling, Client Onboarding, Fraud Control, Client Application & KYC Documentation etc.
  • Adherence to all prescribed internal processes to ensure satisfactory Audit Ratings by adherence of all prescribed processes
  • Ensure to bring quality and right customers to the franchise.
  • Discuss the cases with stake holders and ensure support is provided.
  • Frameworks, Boundaries & Decision-Making Authority:

  • Propose and recommend decisions as per the approved authorization matrix.
  • Functions within the framework and boundaries of Group policies as well as overall organizational and governance frameworks
  • Qualifications

    Essential

  • Requires good convincing and Negotiating Skills according to the complexity of business.
  • Continuous suggestions on Changes and ways of improving FAB Products.
  • To build and maintain effective business relationship with all colleagues.
  • Identify any cross-Selling opportunity for Other Business Divisions of the Bank Education required: University Degree / MBA / PGDM / Sales diploma or certification preferable.
  • Experience: 3 – 5 years of experience in Banking or in a Financial Industry