Senior Specialist - Abu Dhabi, United Arab Emirates - Sunbulah Group

Description

Process credit applications, perform creditrisk assessments, support the business unit in managing customerrelationships, protect and improve the quality of assets in theassigned portfolio to support the achievement of thegroup's defined financial and non-financialobjectives

Portfolio management:
Process newand existing credit proposals, monitor the allocated portfolio andconduct annual reviews (eg: limit extension; limit renewal; riskrating; facility utilization; account behavior; client strategy)for existing clients to ensure continued portfolioquality

financial analysis:
AnalyzeMoody's financial statements from the balance sheet, profitand loss statement and cash flow statement, perform trend analysisand ratio analysis and provide an opinion on financial health aswell as financial projections to ensure decision makers areprovided with a clear view of the client's financialhealth

risk assessment:

Identify potentialrisks (eg:
business risk; financial risk; structural risk) toassess and reduce the extent of their impact and anticipatepotential risk mitigation measures to ensure the health and qualityof the portfolio

Moody's Risk Analytics (MRA)risk rating:
Publish financial statements usingMoody's Risk Analytics (MRA) and approve client subjectivecriteria to ensure the MRA rating (reliable or illustrative) isaccurately generated

Policies, processes, systems andprocedures:
Adhere to all relevant policies, processes,regulatory and administrative procedures and instructions so thatwork is carried out to the required standards and in a consistentmanner while providing the required level of service to customersand stakeholders

self management:
Manage selfin accordance with the Bank's people management policies,procedures, processes and practices to ensure compliance and tomaximize own contribution to businessperformance