Credit Analyst - Dubai, United Arab Emirates - IIQAFGROUP

    Default job background
    Full time
    Description
    We are looking for a professional Credit Analyst to determine our customers' creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations.

    Responsibilities

    • Assess credit worthiness of existing or prospective clients
    • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
    • Complete ratio, trend and cash flow analyses and create projections
    • Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
    • Determine in depth the degree of risk involved
    • Carefully analyse data and produce clear and objective reports
    • Routinely monitor loans for compliance
    • Adhere to credit policy and guidelines
    • Monitor corporate portfolio asset quality on an ongoing basis
    • Draft models of credit information that predict trends and patterns

    Requirements

    • Proven working experience as a credit analyst
    • Proficiency in statistical packages and financial software
    • Up to date with legal, compliance and market risk related issues
    • Ability to analyze cash flows, leverage, collateral and customer strength
    • Strong communication and presentation skills
    • Sound judgement
    • BS degree in Business, Statistics or related field