Kiran Thomas Thayil

B Tech Graduate, Loan Writer in PFG Money Mortgage Australia

• Managing clientele for credit representative based in Australia and processing their client’s loan application from initial assessment till final settlement.
• Email correspondence with applicants to determine financial eligibility and feasibility of granting loans.
• Assess customer needs, explore all options, and introduce different types of loans.
• Assessing Borrowing capacity for each client as per relevant bank policies. 
•  Complete loan contracts and counsel clients on policies and restrictions.
• Update job knowledge on types of loans and other financial services.
• Maintain and update account records.
• Verifying & auditing each document prior to assessing.
• Lodging mortgage, personal & vehicle loan applications via CRM platform.
• Managing emails of the Credit Representative and well experience to communicate with mentors of every tier [Big Four Banks in Australia] from the application lodgement till approval and settlement.
• Extensive knowledge of Credit Assessment & Credit Score.
• Over 300 applications from begin to end processed at high success rate.
• Keeping all documents in proper condition, organized, and filed. 

B Tech in Information Technology from Amal Jyothi College of Engineering Kanjirappally, Kottayam, Kerala