Robby Joseph

Accomplished Finance Professional with 20+ years of experience in Accounting, Credit, Treasury and Financial Risk Management, conforming with IFRS and Compliance requirements. Proven ability to enhance Financial Controls, Streamline Operations & drive Cost Reduction Initiatives. An Expert in Financial Planning, Analysis, Reporting, Budgeting, Forecasting and Team Leadership, seeking to drive Strategic Growth and Operational Excellence in a Senior Finance Capacity.

Managing Partner | KTM Real Estates
Kerala, India | March 2021 – December 2024
• Directed Financial Operations encompassing Accounting, Budgeting, Planning, Risk & Treasury.
• Maximized partner returns by expertly managing the strategic dissolution of the business, through asset valuation, debt settlement and fund distribution.
Assistant Finance Manager | LEDVANCE (formerly OSRAM) Middle East FZE
JAFZA, Dubai, UAE | April 2008 – October 2020
• Optimized Month-End Finalization & Closing processes, reducing turnaround time by 20%, for the Regional Branch of a Global Organization with an annual turnover of USD 60Mil.
• Expanded Profitability & Variance Analysis & Review, including Segment & Profit Centre/ Cost Centre Reports, Gross Margin, etc, enhancing Financial Planning & Decision Making.
• Develop, Implement & Manage Credit Policy including Risk Assessment, Insurances & Customer Relation ($ 20Mil Portfolio), reducing Bad Debts by 30% and DSO by 8%.
• Mitigated Financial Risks via Insurances, Provisions, FX Hedging, Revaluations and Securing Receivables through Bank Guarantees, LC, CAD & Cheques.
• Refined Treasury Operations by enhancing Liquidity & Currency Management, Cash Pooling, Optimising Payments and Strengthening Bank Relations, to improve Forecast Accuracy by 6%.
• Increased Cash Flow by USD 1.2Mil & Surpassed SG&A Targets through Credit, Cost & Inventory Control and Negotiating Advantageous Terms with Key Suppliers.
• Management of Assets, SLAs, Rebate Accruals and KPIs/Target Monitoring.
• Handled HR/Admin functions, including Free Zone related activities, Visa Processing, Insurances, Payroll (WPS), Employee Incentives and End of Service Settlements.
• Ensured Financial Audit & Compliance Readiness/Coordination and Regulatory Adherence across all Financial Operations, achieving Zero Discrepancies or Findings.
• Oversaw VAT implementation, reporting, reconciliations and rectifications.
• Led the Finance Team, offering Guidance and Feedback, enhancing Team Performance.
• Enhanced collaboration with Departments, Group Companies, Countries & Business Units (BU).
Senior Accountant | Almoayyed Contracting Group
Kingdom of Bahrain | January 2001 – January 2008
• Spearheaded all Finance & Accounting activities covering Year-End Closing, Analysis, Reporting and Forecasting at a Regional Multinational Organisation with Annual Turnover of USD 27Mil.
• Led Accounts Receivable & Credit Control functions for a portfolio averaging $ 8.5Mil, including Credit Terms, Limits & Blocks, Ageing Analysis, Collections, Provisions and Invoicing.
• Oversaw Accounts Payables, Entire P2P Workflow, Prepayments, Advances and Cost Control.
• Led GL activities including Inter-Department Adjustments, Job Costing, JV & GL Adjustments, Reclassifications, Accruals, WIP & Unbilled Revenue Verification and Asset & Inventory Control.
• Processing Payroll, Leave Salaries, Final Settlements, Employee Claims & Advances.
• Treasury Management including Monitoring Cash Flows, Processing Payments, Petty Cash, Bank Liaison, LCs, CAD & BG Opening/Negotiation and PDCs.

• B.Com: Commerce & Accounting, MG University, India
• P.D.C: Commerce & Accounting, MG University, India
• S.S.C: High School, C.B.S.E, Bahrain