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    Credit Analyst - Dubai, United Arab Emirates - IIQAFGROUP

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    Description

    Responsibilities

    • Assess credit worthiness of existingor prospective clients
    • Examine financialtransactions and credit history case by case (applications,statements, balance sheets, legal documentsetc)
    • Complete ratio, trend and cash flowanalyses and create projections
    • Deliver amultidimensional perspective on the investment outlook in anaccessible and informative manner
    • Determine indepth the degree of risk involved
    • Carefullyanalyse data and produce clear and objectivereports
    • Routinely monitor loans forcompliance
    • Adhere to credit policy andguidelines
    • Monitor corporate portfolio assetquality on an ongoing basis
    • Draft models ofcredit information that predict trends and patterns

    Requirements

    • Proven working experience as a creditanalyst
    • Proficiency in statistical packages andfinancial software
    • Up to date with legal,compliance and market risk relatedissues
    • Ability to analyze cash flows, leverage,collateral and customer strength
    • Strongcommunication and presentation skills
    • Soundjudgement
    • BS degree in Business, Statistics orrelated field

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